There’s no doubt about it—disability insurance is a valuable safety net. However, dealing with the process can overwhelm even the best of us. Applying for this type of coverage comes with a labyrinth of paperwork, legal jargon, and strict deadlines. Having a knowledgeable Chicago disability insurance attorney by your side is incredibly helpful. Here’s why:
Policy review: Before you buy a disability insurance policy, your attorney will review its terms, limitations, and exclusions so you receive coverage that’s in alignment with your needs.
Claim assistance: When it’s time to file your claim, your attorney will guide you through the process, make sure you’ve provided all the necessary documentation, and meet your deadlines.
Denials and appeals: If your insurance company denies your claim, which happens more often than you would think, your attorney will help you build a strong case and increase your chances of getting approval the next time around. They understand the ins and outs of the legal process, and they know how to navigate its murky waters. They will advocate for your rights.
Legal representation: If any disputes crop up with the insurance company, competent legal representation will protect your interests. Your Chicago disability insurance attorney will negotiate on your behalf and, if necessary, take the company to court.
Getting disability insurance is a personal decision. However, consulting with and making use of an experienced attorney will provide you with peace of mind and clarity. Contact Jeffrey A. Rabin & Associates, Ltd. today and let our expert disability insurance attorneys champion your cause and make sure you get the support you need during challenging times.