Being in an accident is traumatic. Whether you were the cause of the accident or the victim of one, the end results are often the same. Some people suffer from post traumatic stress, fear of driving, or long-term medical issues because of an accident they were involved in.
Every accident has to be assigned blame. When that happens, the at-fault party will file a claim with their insurance company so the damages they caused can be paid. Unfortunately, an insurance company makes the decision about the amount of money they will pay and, sometimes it just isn’t enough. When this happens, an accident lawyer in Baton Rouge may need to be hired.
It’s important to understand that not every accident will lead to a lawsuit. There are usually two reasons that this occurs. The first, and most common, is the insurance company doesn’t offer enough compensation. The second is that the at-fault party was negligent, which is why the accident occurred, and someone wants to hold them further responsible outside of the basic insurance claim.
Proving the need for more compensation is a lot easier than proving negligence. Proving negligence requires evidence, and sometimes that evidence just doesn’t exist. If someone was texting and driving, this would be easy enough to prove. But, if someone was looking at their kids in the back seat and then caused an accident, it’s going to be difficult to prove. An accident lawyer in Baton Rouge can help the victim of an accident understand when there is or isn’t a case.
When it comes to a suit against an insurance company, things are a bit easier. The lawyer needs to provide experts showing the physical harm was more than assessed or more property damage occurred than the money allows for. In many cases, just the presence of a lawyer pushes the insurance company to capitulate. It’s cheaper for them to pay out on a claim than to go to court in most instances.
If you’ve been the victim of an accident and feel you deserve more compensation than you have received, talking to a lawyer may help. Contact Babcock Injury Lawyers for a free consultation to determine whether or not you have a case against the at-fault party from your accident.
