Many businesses, especially small businesses, are still unsure about Obama Health Plans in Macon GA. The Affordable Care Act (ACA) was passed in 2010 and designed to increase the quality and affordability of health insurance. It includes regulations, mandates, and requirements for insurance companies, individuals, and businesses. One of the major changes was a tax penalty for businesses with 50 or more employees that did not offer full-time employees health insurance coverage. If you own a small business and have not yet figured out how to comply with the law, you need help.
An insurance agency that specializes in health insurance, such as the Stone Insurance Agency Inc, can help you meet your employees’ needs and still keep insurance costs down. Insurance agents can explain all the options available and provide information so you can make informed decisions about the right health care plan. Insurance companies, under the health care laws, are required to cover applicants with new minimum standards at the same rates. They cannot deny coverage based on gender or pre-existing conditions. As a result, policies have changed, some deductibles have gone up, and premiums have fluctuated. You need help to navigate through all the available Obama Health Plans in Macon GA.
Individuals and families who are not insured need to get insurance to avoid a tax penalty. Those in low-income brackets are eligible for sliding scale federal subsidies. Those in middle-income brackets are not eligible. Insurance agents can provide information and free quotes on health care plans for them as well. It will be a struggle to find plans that provide decent coverage, and are affordable. Check with your local insurance agent if you have questions, or to sign up for a reasonable plan.
The ACA has implications for Medicare as well. Supplemental insurance for Medicare recipients can help cover prescription medications, procedures, and durable equipment not covered by Medicare. Different plans cover different things, so it is important to know all the details of each supplemental plan and the cost. An agent can explain all the options, including coverage and costs. That way, you can make the choice that makes sense for you and your family. Visit website for more details.
