Bankruptcy cases can be stressful and time-consuming. A good Bankruptcy Attorney in St. Charles MO can help patrons determine what type of bankruptcy they should file for and look over their case to make sure it won’t be rejected by the court. People who have tried to file for their own bankruptcy are often denied by the court for making simple mistakes within their paperwork.
There are many reasons why a court official might reject a person’s case. Some of these reasons include:
* Failure to provide tax documents
* Failure to show up at the creditor’s meeting
* Failure to pass the “means” test
* Unfeasible repayment proposal plan
* Secondary party challenges case
A Professional Bankruptcy Attorney in St. Charles MO will help their patrons determine if they are a Chapter 7 or Chapter 13 bankruptcy case. The means test is typically one of the first steps in one of these cases. It determines if the client has too much disposable income to apply for a Chapter 7 bankruptcy case. However, even if the patron is not deemed appropriate for a Chapter 7 case, their attorney can still push for a Chapter 13 case. Furthermore, an intuitive attorney can help their client predict if a secondary party is going to challenge the case and how to better prepare for that challenge in the court.
After the means test, attorneys will build their case surrounding the client’s bankruptcy. This means they will obtain all tax documents and other paperwork necessary while compiling a realistic repayment proposal plan. Bankruptcy cases never want their repayment plan to be rejected, because that just prolongs the case.
Luckily, there are several attorneys in Missouri who are trained in this particular field of law. The Law Offices of Steven K. Brown St. Charles MO is one Bankruptcy Attorney in St. Charles MO. Brown and his associates specialize in Chapter 7 and Chapter 13 cases as well as Chapter 11 cases. Chapter 11 bankruptcy refers to cases when a business is filing for a bankruptcy rather than an individual. Brown’s law office is considered a debt relief agency, and they work under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 making them one of the more accredited and reliable firms in the St. Charles area. Visit website for more information.