In Michigan, workers must follow the appropriate guidelines for filing a worker’s compensation claim through their employer. The claim must include a doctor’s assessment, and if they are denied, the worker must take legal action to secure benefits. An attorney can explain how Workers Compensation in Macomb County MI works.
The Steps for Filing the Original Claim
The worker reports the injury to their direct supervisor and visits a medical facility to receive treatment and a full assessment. The doctor must complete the proper forms and send them back to the employer, and the insurer will assess the claim to determine if the employee qualifies for benefits. The worker receives an answer after the claim’s adjuster evaluates the documentation.
What Type of Injuries Qualify for a Legal Claim?
The injuries must prevent the worker from returning to work and performing light-duty work, and the worker must require a lengthy recovery period. Any permanent losses that resulted from the injuries or permanent disabilities will qualify for a larger settlement and warrant the need for a lawsuit.
Can They Settle Out of Court?
Yes, the attorney will review all offers made by the insurance provider and determine if they are sufficient for recovering the worker’s losses. The worker should never make any attempts to discuss their case with their employer or the insurer representing the employer. The settlement offer should provide compensation for medical expenses and lost wages, and they can include future wages if the worker becomes disabled.
What Loopholes are Used Most Often?
The employer may use the company’s safety policies as a means to prevent access to worker’s compensation benefits; however, they cannot determine on their own if the worker’s injuries qualify for coverage. The worker should report any supervisor who refuses to provide the worker with access to an injury claim.
In Michigan, workers start the claims process by reporting their injuries to their employer and visiting a doctor or medical center. The doctor determines if the worker can return to work or not, and they file a complete report for the injuries.
